PM Surya Ghar Muft Bijli Yojana —
Complete Kerala Guide 2026
Verified in July 2026. Understand the current rooftop subsidy path, eligibility, portal process, required documents, and how the Kerala utility workflow fits into the PM Surya Ghar journey.
Solar Panel Subsidy in Kerala: What Is PM Surya Ghar?
Verified official sources · Last checked 24 July 2026
PM Surya Ghar Muft Bijli Yojana is the Government of India's flagship rooftop solar scheme, launched in February 2024 by Prime Minister Narendra Modi. The scheme aims to install solar panels on 1 crore homes across India, providing free electricity and direct subsidy to eligible homeowners. With a total outlay of ₹75,021 crore, this is the largest residential solar initiative in Indian history — and Kerala homeowners are among the biggest beneficiaries.
For Kerala residents, this is the most financially significant solar scheme ever launched. The government processes CFA up to ₹78,000 after the required installation, DISCOM inspection/approval and portal steps. The approved amount is transferred to the beneficiary bank account or, where a scheme-linked loan is used, the beneficiary loan account. Project savings and payback remain site- and bill-specific.
How Much Subsidy Will You Get?
For an eligible individual household, CFA is ₹30,000 per kW for the first 2 kW and ₹18,000 for the third kW, capped at ₹78,000. Approval remains subject to the official scheme process.
| System Size | Subsidy Amount |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 (maximum) |
CFA is released only after the official checks are completed. The approved amount is transferred to the beneficiary bank account or eligible loan account. FGE can assist with documentation, but cannot guarantee eligibility, approval or a payment date.
Who Qualifies for PM Surya Ghar?
These are important baseline requirements. Final eligibility and CFA release are determined through the National Portal and the relevant authority checks:
- Indian citizen homeowner with a valid KSEB electricity connection
- Have not previously availed solar subsidy under any government scheme
- Installing through an MNRE-empanelled vendor — FGE Solar is empanelled
- Using ALMM-listed domestically manufactured solar panels
- Property must have adequate roof area and good sunlight access
Quick Eligibility Check
Not sure if you qualify? The fastest way is to share your KSEB consumer number with us. We'll check the available details and explain the next official verification step.
Check My EligibilityStep-by-Step Application Process
The full PM Surya Ghar process has 9 steps — from registration to subsidy in your account. When you choose FGE Solar, we handle all of them for you.
Register on the Portal
Register on pmsuryaghar.gov.in or the SANDES app — submit your basic details and KSEB connection information.
FGE Solar assists with registrationReceive Technical Feasibility Report
Under the final KSERC 2025 regulations, the technical feasibility study is due within 15 days of a complete online application, subject to the specified conditions. Track the live status in the official portal.
Select MNRE-Empanelled Vendor
Choose FGE Solar from the list of empanelled vendors on the portal. We're registered under your KSEB district.
Select "FGE Solar" / "Future Green Energy Group"Sign Agreement & Submit Documents
Sign the vendor agreement and provide your documents to FGE Solar. We'll submit everything to the portal on your behalf.
Installation (2–4 Days)
FGE Solar completes the full solar panel installation — panels, inverter, wiring, and commissioning. Typical residential installation takes 2–4 days.
Project Completion Submission
FGE Solar submits the project completion report and all required installation details on the subsidy portal.
KSEB Inspection
KSEB conducts a technical inspection of the installed solar system. Typically scheduled within 1–2 weeks of submission.
Net Meter Installation
KSEB installs the bidirectional net meter — connecting your system to the grid. This enables energy banking and export credits.
Subsidy Credited to Your Account
After installation, DISCOM inspection/approval and the required portal checks, the approved CFA is processed to the beneficiary bank or eligible loan account. Timing varies; no installer can promise a credit date.
Track CFA status on the National PortalDocuments Required
Gather these documents before starting the application. FGE Solar will tell you exactly what copies and formats are needed.
- Aadhaar card (applicant)
- Latest KSEB electricity bill
- Property ownership document or rental agreement (with owner's consent)
- Bank account details for subsidy direct transfer (account number & IFSC)
- Passport-size photograph (applicant)
- Mobile number linked to Aadhaar (for OTP verification)
Good to Know
All documents should be clear digital scans or photos. Blurry or cropped documents cause delays.
Your bank account for subsidy should be in the applicant's name and linked to Aadhaar for smooth direct transfer.
When you work with FGE Solar, we check your documents for completeness before submission — so there are no back-and-forth delays.
What FGE Solar Does For You
When you choose FGE Solar for your installation, you hand us your documents. We handle steps 1 through 9. You get a notification when ₹78,000 lands in your account.
Portal Registration & TFR Follow-up
We register your application on pmsuryaghar.gov.in, submit all details accurately, and follow up with KSEB for your Technical Feasibility Report.
Quality ALMM-Listed Installation
We install only ALMM-listed, domestically manufactured panels — the requirement for subsidy eligibility. No shortcuts that jeopardise your ₹78,000.
Completion Report & Net Metering
We submit the project completion report to the portal, coordinate KSEB inspection, and follow up on your net meter installation.
Subsidy Tracking Until Credit
We help you understand the project-side milestones and check the official portal for the current application status. Final approvals and credit timing remain with the relevant authorities.
Download the PM Surya Ghar Application Checklist (PDF)
A printable checklist of documents and steps to help you prepare before starting a PM Surya Ghar application.
Frequently Asked Questions
Questions we hear every day from Kerala homeowners about PM Surya Ghar.
Ready to Claim Your ₹78,000 Subsidy?
Talk to our team today. We'll check your eligibility, design your system, and handle the entire PM Surya Ghar application — so you don't have to figure it out alone.
Next step after PM Surya Ghar Muft Bijli Yojana — Complete Kerala Guide 2026
After understanding the policy, the next step is sizing the system correctly and validating project economics.